Financial Inclusion Index Through Mgnregs in Tamilnadu, India

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Mrs. J. Angel Priya, Dr. M. Banumathi


The provision of services to economically disadvantaged people in rural areas through payment and receipt in the form of banking services is referred to as financial inclusion. This study's main goal is to calculate the degree of dimensions and the financial inclusion index scores for Tamilnadu's 37 districts. Financial inclusion index has three dimensions Banking Availability services (D1), Penetration (D2), Disbursement (D3). Secondary data has been collected from mgnrega website (2022-23), books and journals. The analysis of the study is to used FII formula and give rank accordingly. The major finding the district of Tiruvannamalai (1.00) leads high financial inclusion index including 8 districts, 10 districts are coming under medium level inclusion and 19 districts belong to low-level financial inclusion. The government have initiated to improve low level financial inclusion districts.


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